raymondlesiw

 In a time that seems so long ago, when you applied for a mortgage, it was assumed you would go to your local bank -- the institution where you kept your savings and checking accounts - to also obtain your home loan. I can't exactly put my finger on the time period where this changed but we are now in a more modern era and the process is usually quite different. Yes, banks and credit unions still have a large market share for mortgage origination, a larger chunk of market share is now occupied by companies whose business is specifically to originate mortgages. As one can imagine by looking at the number of competitors in the market place, there is a lot of money to be made by the companies that provide or find mortgages for home buyers, not only on the interest, but also on closing costs and other fees. When looking at companies specializing in mortgage lending, there are two basic categories of mortgage originator. If you have any concerns pertaining to in which and how to use  Mo